i found my HCTC approval letter! and when i called the IRS they were totally nice! i did notice on the IRS website that the HCTC program is only funded through this month, at least that is what i thought it said. but still. it’s awesome! i just need to get set-up on my insurance by the end of the month and i’ll figure the rest of it out later. woohoo! one more to-do item done!